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Questions & Answers About Vision Insurance

How and Where Does One Obtain Vision Insurance?

Individuals can buy a vision benefit plan. Vision insurance plans may be available through your place of employment, school district or through social plans like Medicare or Medicaid.

Indemnity health insurance is traditional insurance, which allows policyholders to access medical providers of their choice. Vision insurance is often a value-added benefit included in indemnity health insurance plans, health maintenance organization (HMO) plans and plans offered by preferred provider organizations (PPOs).

An HMO health plan requires its members to access health care only from HMO providers. HMOs provide health care services to plan members at discounted rates. HMOs include a range of health care professionals – doctors, laboratories and hospitals.

A PPO is a network of health care professionals who provide health care services to membership at discounted rates. Plan members may use out-of-network providers, but they usually will pay more for the services rendered.

What Types of Vision Insurance Plans Are Available?

Vision insurance comes in two forms, a discount vision plan or a vision benefits package.

Discount Vision Plan – Eye care at fixed discounted rates after an annual premium or membership fee and a deductible are paid.

Vision Benefits Package – Usually, a vision benefits package requires an annual premium or membership fee, a yearly deductible for each enrolled member and a co-pay each time a member accesses a service.

Discount vision plans and vision benefits packages are custom-designed to meet the different requirements of a wide range of customers, such as unions, big, mid- size and small companies and school districts.

What is included in vision insurance?

Standard Vision insurance usually includes the following services and products:

  • LASIK and PRK vision correction at discounted rates
  • Annual eye examinations
  • Contact lenses
  • Eyeglass frames
  • Eyeglass lenses

 

Usually, services acquired from network providers are more affordable than services from out-of-network providers.

Are there payment options?

If group vision insurance is available from your employer, you pay for it through payroll deductions or flexible spending accounts.

An flexible spending account, sometimes referred to as a cafeteria plan, allows an employee to use pre-tax dollars to purchase selected health benefits such as vision insurance. This plan saves your money because you receive the full benefit of income that has been set aside for health costs, making it not subject to or reduced by taxation.

If you are self -employed or if your employer does not offer vision insurance then you can expect to be billed monthly or annually.

Welcome to Texas State Optical Cedar Park

 
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Welcome to Texas State Optical Cedar Park

Our Location

401 West Whitestone Boulevard, Bldg B200
Cedar Park, TX 78613

Office Details

401 West Whitestone Boulevard, Bldg B200
Cedar Park, TX 78613
  • 10:00 AM - 7:00 PM
  • 9:00 AM - 6:00 PM
  • 9:00 AM - 6:00 PM
  • 9:00 AM - 6:00 PM
  • 9:00 AM - 2:00 PM
  • Closed
  • Closed

Saturday hours available by appointment only.

We Accept:

  • visa
  • mastercard
  • discover
  • cash
  • carecredit

Click insurance to see medical & visit plans we accept.

Our Reviews

Very helpful and professional. I will be going to this location for as long as they have it open.
6 days ago
5
- Greg C.
eye doctor's office
Dr. Yonker and his staff are excellent! They are very caring and helpful. Always ready to get you what you need in an efficient and enjoyable way. Very glad I found this place!
1 week ago
5
- Brian o.
eye doctor's office
I always enjoy my visits with Dr. Yonker. He is a great person and great at his job. I’m definitely going to stay a long term client!
2 weeks ago
5
- Chad H.
eye doctor's office
Dr.Yonker was very nice and patient with me. I am extremely skiddish and hate when anything has to go in my eye, he didn’t seem annoyed or anything with me. He was very thorough during my exam and even gave me a coupon for my prescription! Front desk staff was nice too.
3 weeks ago
5
- Hulu A.
eye doctor's office
Dr. Jeff was great! Great conversation, answered any questions we had!
4 weeks ago
5
- Gray L.
eye doctor's office
Great people, fast, friendly service and reasonable prices on a good selection of eyewear.
2 months ago
5
- Bill T.
eye doctor's office
Jeffrey Yonker was very thorough and helpful. He also has newer equipment than many of the other places I've been. I'm very pleased with the experience!
2 months ago
5
- Jeff H.
eye doctor's office