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Questions & Answers About Vision Insurance

How and Where Does One Obtain Vision Insurance?

Individuals can buy a vision benefit plan. Vision insurance plans may be available through your place of employment, school district or through social plans like Medicare or Medicaid.

Indemnity health insurance is traditional insurance, which allows policyholders to access medical providers of their choice. Vision insurance is often a value-added benefit included in indemnity health insurance plans, health maintenance organization (HMO) plans and plans offered by preferred provider organizations (PPOs).

An HMO health plan requires its members to access health care only from HMO providers. HMOs provide health care services to plan members at discounted rates. HMOs include a range of health care professionals – doctors, laboratories and hospitals.

A PPO is a network of health care professionals who provide health care services to membership at discounted rates. Plan members may use out-of-network providers, but they usually will pay more for the services rendered.

What Types of Vision Insurance Plans Are Available?

Vision insurance comes in two forms, a discount vision plan or a vision benefits package.

Discount Vision Plan – Eye care at fixed discounted rates after an annual premium or membership fee and a deductible are paid.

Vision Benefits Package – Usually, a vision benefits package requires an annual premium or membership fee, a yearly deductible for each enrolled member and a co-pay each time a member accesses a service.

Discount vision plans and vision benefits packages are custom-designed to meet the different requirements of a wide range of customers, such as unions, big, mid- size and small companies and school districts.

What is included in vision insurance?

Standard Vision insurance usually includes the following services and products:

  • LASIK and PRK vision correction at discounted rates
  • Annual eye examinations
  • Contact lenses
  • Eyeglass frames
  • Eyeglass lenses

 

Usually, services acquired from network providers are more affordable than services from out-of-network providers.

Are there payment options?

If group vision insurance is available from your employer, you pay for it through payroll deductions or flexible spending accounts.

An flexible spending account, sometimes referred to as a cafeteria plan, allows an employee to use pre-tax dollars to purchase selected health benefits such as vision insurance. This plan saves your money because you receive the full benefit of income that has been set aside for health costs, making it not subject to or reduced by taxation.

If you are self -employed or if your employer does not offer vision insurance then you can expect to be billed monthly or annually.

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Our Location

401 West Whitestone Boulevard, Bldg B200
Cedar Park, TX 78613

Office Details

401 West Whitestone Boulevard, Bldg B200
Cedar Park, TX 78613
  • 10:00 AM - 7:00 PM
  • 9:00 AM - 6:00 PM
  • 9:00 AM - 6:00 PM
  • 9:00 AM - 6:00 PM
  • 9:00 AM - 2:00 PM
  • Closed
  • Closed
Special Office Hours:
  • 9:00 AM - 2:00 PM

Saturday hours available by appointment only.

We Accept:

  • visa
  • mastercard
  • discover
  • cash
  • carecredit
  • americanexpress

Click insurance to see medical & visit plans we accept.

Our Reviews

Dr. Yonker is thorough and his staff is friendly and in top of everything. Very safe, keeping with CDC guidelines.
5 days ago
5
eye doctor's office
Super helpful and friendly staff. Doctor was informative and thorough. I will be back!
1 month ago
5
eye doctor's office
We have a toddler in glasses and TSO has been wonderful to work with! He has chewed them, popped lenses and broken frames over the years. They have repaired, replaced and problem solved with us. Love their customer service!
1 month ago
5
eye doctor's office
Dr. Yonker and his staff are great. His staff is very helpful and courteous. Dr. Yonker is professional and caring. He identified my glaucoma. The prescriptions for glasses and contacts were just right. Then when I had cataract surgery and only the right eye was completed, before COVID 19, shut down the surgery center, he worked with me to reach the best solution for the best vision until surgery on my right eye could be completed. And his caring approach for the follow-up after cataract surgery has been so very helpful. I highly recommend Dr. Yonker for your eye care.
2 months ago
5
eye doctor's office
Dr. Yonker was by far the best eye doctor we have seen. He was extremely thorough in providing multiple options to help hinder my daughters vision from getting worse and providing cost efficient options at that. The staff was also very attentive and helpful in answering all our questions. HIGHLY RECOMMEND! Me and my husband will be returning for ourselves, as well!
4 months ago
5
eye doctor's office
I have gone to see Dr. Yonker several times and he is very professional and Courteous. He is very Knowledgeable and keeps you informed as to what is doing on during your visit. I have never had an issue, and i have referred many of my friends to this office!
4 months ago
5
eye doctor's office
I went in for a eye exam and was not disappointed. The staff here are very friendly also so helpful. Dr Jeffery was extremely helpful and got to the bottom of my vision issues. I highly recommend people coming here.
5 months ago
5
eye doctor's office