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512-233-6204
401 W. Whitestone Blvd. Ste B-200, Cedar Park, Texas 78613

CARING FOR
THE EYES OF TEXAS

Home » Eye Care Insurance » Questions & Answers About Vision Insurance

Questions & Answers About Vision Insurance

How and Where Does One Obtain Vision Insurance?

Individuals can buy a vision benefit plan. Vision insurance plans may be available through your place of employment, school district or through social plans like Medicare or Medicaid.

Indemnity health insurance is traditional insurance, which allows policyholders to access medical providers of their choice. Vision insurance is often a value-added benefit included in indemnity health insurance plans, health maintenance organization (HMO) plans and plans offered by preferred provider organizations (PPOs).

An HMO health plan requires its members to access health care only from HMO providers. HMOs provide health care services to plan members at discounted rates. HMOs include a range of health care professionals – doctors, laboratories and hospitals.

A PPO is a network of health care professionals who provide health care services to membership at discounted rates. Plan members may use out-of-network providers, but they usually will pay more for the services rendered.

What Types of Vision Insurance Plans Are Available?

Vision insurance comes in two forms, a discount vision plan or a vision benefits package.

Discount Vision Plan – Eye care at fixed discounted rates after an annual premium or membership fee and a deductible are paid.

Vision Benefits Package – Usually, a vision benefits package requires an annual premium or membership fee, a yearly deductible for each enrolled member and a co-pay each time a member accesses a service.

Discount vision plans and vision benefits packages are custom-designed to meet the different requirements of a wide range of customers, such as unions, big, mid- size and small companies and school districts.

What is included in vision insurance?

Standard Vision insurance usually includes the following services and products:

  • LASIK and PRK vision correction at discounted rates
  • Annual eye examinations
  • Contact lenses
  • Eyeglass frames
  • Eyeglass lenses

 

Usually, services acquired from network providers are more affordable than services from out-of-network providers.

Are there payment options?

If group vision insurance is available from your employer, you pay for it through payroll deductions or flexible spending accounts.

An flexible spending account, sometimes referred to as a cafeteria plan, allows an employee to use pre-tax dollars to purchase selected health benefits such as vision insurance. This plan saves your money because you receive the full benefit of income that has been set aside for health costs, making it not subject to or reduced by taxation.

If you are self -employed or if your employer does not offer vision insurance then you can expect to be billed monthly or annually.

Welcome to Texas State Optical Cedar Park

 
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Welcome to Texas State Optical Cedar Park

Our Location

401 W. Whitestone Blvd. Ste B-200
Cedar Park, TX 78613

Office Details

401 W. Whitestone Blvd. Ste B-200
Cedar Park, TX 78613
  • 10:00 AM - 6:00 PM
  • 10:00 AM - 6:00 PM
  • 10:00 AM - 6:00 PM
  • 10:00 AM - 6:00 PM
  • 9:00 AM - 2:00 PM
  • 9:00 AM - 2:00 PM
  • Closed

Tuesday & Saturday by appointment only. Please call ahead.

We Accept:

  • visa
  • mastercard
  • discover
  • cash
  • carecredit

Click insurance to see medical & visit plans we accept.

Our Reviews

Dr. Yonker and his staff were very nice.
1 month ago
4
- Jen M.
eye doctor's office
My wife and I have been seeing Dr. Yonkers at TSO in Cedar Park since we moved to Leander in 2012. He had just opened his office just before our first visit. We have both been very pleased with his personal attention to our vision needs. His staff is awesome as well.
2 months ago
5
- John R.
eye doctor's office
Very thorough exam to make sure you have the best prescription.
2 months ago
5
- Sara E.
eye doctor's office
Not sure how anyone can give this place and its staff less than 5 stars. Dr. Yonker is great! In my 10 years of getting exams I've never been so informed! He gave me a huge selection of contacts to choose from. He also told me how certain lenses work better than others. They gave me a great deal on a set of Costa glasses. I've definitely found my go to place for exams and glasses. The ladies in the front were very helpful, everything went smoothly and rather quick. If your looking for a place with a great prices and selections, TSO Cedar Park is the place.
3 months ago
5
- Ricardo R.
eye doctor's office
Dr. Yonkers, and his staff, is very knowledgeable and professional!
4 months ago
5
- Rose B.
eye doctor's office
Great staff, very knowledgeable
4 months ago
5
- Nicole A.
eye doctor's office
I've been going here almost since he opened his doors. Dr Yonker has helped me with my daughters glasses and contacts many times. He even saw me for a minor emergency helping me get a bit of saw dust out of my eyes that was for some reason being very stubborn. He does have a large selection of frames, and will even put glasses in your frames (as he did for one of my daughters) if you bring them in.
4 months ago
5
- CowboyJeeper
eye doctor's office