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Questions & Answers About Vision Insurance

How and Where Does One Obtain Vision Insurance?

Individuals can buy a vision benefit plan. Vision insurance plans may be available through your place of employment, school district or through social plans like Medicare or Medicaid.

Indemnity health insurance is traditional insurance, which allows policyholders to access medical providers of their choice. Vision insurance is often a value-added benefit included in indemnity health insurance plans, health maintenance organization (HMO) plans and plans offered by preferred provider organizations (PPOs).

An HMO health plan requires its members to access health care only from HMO providers. HMOs provide health care services to plan members at discounted rates. HMOs include a range of health care professionals – doctors, laboratories and hospitals.

A PPO is a network of health care professionals who provide health care services to membership at discounted rates. Plan members may use out-of-network providers, but they usually will pay more for the services rendered.

What Types of Vision Insurance Plans Are Available?

Vision insurance comes in two forms, a discount vision plan or a vision benefits package.

Discount Vision Plan – Eye care at fixed discounted rates after an annual premium or membership fee and a deductible are paid.

Vision Benefits Package – Usually, a vision benefits package requires an annual premium or membership fee, a yearly deductible for each enrolled member and a co-pay each time a member accesses a service.

Discount vision plans and vision benefits packages are custom-designed to meet the different requirements of a wide range of customers, such as unions, big, mid- size and small companies and school districts.

What is included in vision insurance?

Standard Vision insurance usually includes the following services and products:

  • LASIK and PRK vision correction at discounted rates
  • Annual eye examinations
  • Contact lenses
  • Eyeglass frames
  • Eyeglass lenses

 

Usually, services acquired from network providers are more affordable than services from out-of-network providers.

Are there payment options?

If group vision insurance is available from your employer, you pay for it through payroll deductions or flexible spending accounts.

An flexible spending account, sometimes referred to as a cafeteria plan, allows an employee to use pre-tax dollars to purchase selected health benefits such as vision insurance. This plan saves your money because you receive the full benefit of income that has been set aside for health costs, making it not subject to or reduced by taxation.

If you are self -employed or if your employer does not offer vision insurance then you can expect to be billed monthly or annually.

Welcome to Texas State Optical Cedar Park

 
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Welcome to Texas State Optical Cedar Park

Our Location

401 W Whitestone Boulevard, Bldg B200
Cedar Park, TX 78613

Office Details

401 W Whitestone Boulevard, Bldg B200
Cedar Park, TX 78613
  • 10:00 AM - 7:00 PM
  • 9:00 AM - 6:00 PM
  • 9:00 AM - 6:00 PM
  • 9:00 AM - 6:00 PM
  • 9:00 AM - 2:00 PM
  • Closed
  • Closed

Saturday hours available by appointment only.

We Accept:

  • visa
  • mastercard
  • discover
  • cash
  • carecredit

Click insurance to see medical & visit plans we accept.

Our Reviews

Great people, fast, friendly service and reasonable prices on a good selection of eyewear.
2 weeks ago
5
- Bill T.
eye doctor's office
Jeffrey Yonker was very thorough and helpful. He also has newer equipment than many of the other places I've been. I'm very pleased with the experience!
3 weeks ago
5
- Jeff H.
eye doctor's office
Dr. Yonker was amazing! He was very thorough to find what prescription I needed and found an issue my previous doctor had missed. Recommend 100%!
1 month ago
5
- Cassie L.
eye doctor's office
ALL THE STAFF MEMBERS AT TSO ARE FRIENDLY, KNOWLEDGEABLE, COURTEOUS, AND PROVIDE ALL THEIR CUSTOMERS WITH THE PROFESSIONAL ATTENTION AND CARE WE AS CUSTOMERS/ CLIENTS EXPECT AND DESERVE. THEY WILL WORK DILIGENTLY TO MAKE CERTAIN YOU ARE COMPLETELY SATISFIED, AND TO MAKE THE EXPERIENCE A MEMORABLE ONE. I HAVE NEVER DEALT WITH A MORE PLEASANT GROUP THAN TSO STAFF MEMBERS. I HIGHLY APPRECIATE DR. YONKERS PERSONAL INVOLVEMENT IN RESOLVING ISSUES, AND TAKING THE TIME TO PROVIDE THE BEST POSSIBLE CARE OF HIS CLIENTS/PATIENTS. AUTUMN IS A PROFESSIONAL, CHARISMATIC , EXTREMELY UNDERSTANDING INDIVIDUAL THAT WILL WORK WITH YOU TO PROVIDE THE BEST POSSIBLE CARE AND ATTENTION TO DETAILS. THE FRONT DESK STAFF WILL ALWAYS GREET YOU WITH A SMILE AND COURTESY. I BELIEVE TSO HAS SURPASSED MY EXPECTATIONS, AND HAS BEEN MY BEST OPTOMETRIST EXPERIENCE .
1 month ago
5
- John R.
eye doctor's office
Dr York is very knowledgeable about your eyes. I appreciate the way he discusses his eyes during the discussing my eyes. He knows history and the latest about how the eyes functions and parts. I don’t feel rushed once in Dr York’s exam room. He takes time to explain photos, using the optometry equipment, and also additional lenses to check your vision. Thanks to you Dr York.
1 month ago
5
- Sandra C.
eye doctor's office
I haven't received my frames yet and I didn't get an eye exam here but the office team here is amazing! After five minutes of trying on frames, this office felt like a family! Everyone is so nice: Khina, Autumn, Sierra and Kevin (sorry if I spelled names wrong). During my purchase of frames the staff went above and beyond to explain everything, show examples and give valuable opinions and feedback. They also worked everything out very well with my insurance and payment. I am recommending this location due to their outstanding service, I've a new little eye care family now and will always use this location as long as I'm in the Austin area
1 month ago
5
- Brittany M.
eye doctor's office
Very friendly and professional personnel. Good frames selection; glasses fit correctly the first time.
1 month ago
5
- Zeve W.
eye doctor's office