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512-233-6204
401 W. Whitestone Blvd. Ste B-200, Cedar Park, Texas 78613

CARING FOR
THE EYES OF TEXAS

Home » Eye Care Insurance » Questions & Answers About Vision Insurance

Questions & Answers About Vision Insurance

How and Where Does One Obtain Vision Insurance?

Individuals can buy a vision benefit plan. Vision insurance plans may be available through your place of employment, school district or through social plans like Medicare or Medicaid.

Indemnity health insurance is traditional insurance, which allows policyholders to access medical providers of their choice. Vision insurance is often a value-added benefit included in indemnity health insurance plans, health maintenance organization (HMO) plans and plans offered by preferred provider organizations (PPOs).

An HMO health plan requires its members to access health care only from HMO providers. HMOs provide health care services to plan members at discounted rates. HMOs include a range of health care professionals – doctors, laboratories and hospitals.

A PPO is a network of health care professionals who provide health care services to membership at discounted rates. Plan members may use out-of-network providers, but they usually will pay more for the services rendered.

What Types of Vision Insurance Plans Are Available?

Vision insurance comes in two forms, a discount vision plan or a vision benefits package.

Discount Vision Plan – Eye care at fixed discounted rates after an annual premium or membership fee and a deductible are paid.

Vision Benefits Package – Usually, a vision benefits package requires an annual premium or membership fee, a yearly deductible for each enrolled member and a co-pay each time a member accesses a service.

Discount vision plans and vision benefits packages are custom-designed to meet the different requirements of a wide range of customers, such as unions, big, mid- size and small companies and school districts.

What is included in vision insurance?

Standard Vision insurance usually includes the following services and products:

  • LASIK and PRK vision correction at discounted rates
  • Annual eye examinations
  • Contact lenses
  • Eyeglass frames
  • Eyeglass lenses

 

Usually, services acquired from network providers are more affordable than services from out-of-network providers.

Are there payment options?

If group vision insurance is available from your employer, you pay for it through payroll deductions or flexible spending accounts.

An flexible spending account, sometimes referred to as a cafeteria plan, allows an employee to use pre-tax dollars to purchase selected health benefits such as vision insurance. This plan saves your money because you receive the full benefit of income that has been set aside for health costs, making it not subject to or reduced by taxation.

If you are self -employed or if your employer does not offer vision insurance then you can expect to be billed monthly or annually.

Welcome to Texas State Optical Cedar Park

 
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Welcome to Texas State Optical Cedar Park

Our Location

401 W Whitestone Boulevard, Bldg B200
Cedar Park, TX 78613

Office Details

401 W Whitestone Boulevard, Bldg B200
Cedar Park, TX 78613
  • 10:00 AM - 6:00 PM
  • 10:00 AM - 6:00 PM
  • 10:00 AM - 6:00 PM
  • 10:00 AM - 6:00 PM
  • 9:00 AM - 2:00 PM
  • 9:00 AM - 2:00 PM
  • Closed
Special Office Hours:
  • Closed

Tuesday & Saturday by appointment only. Please call ahead.

We Accept:

  • visa
  • mastercard
  • discover
  • cash
  • carecredit

Click insurance to see medical & visit plans we accept.

Our Reviews

Very good experience. Top notch service from the beginning to the end. I found my new eye doctor and staff. Very pleased.
2 months ago
5
- Gabe G.
eye doctor's office
Excellent service
2 months ago
5
- Nancy H.
eye doctor's office
A perfect balance of professionalism and friendliness--Dr. Yonker and his team are exceptional!
2 months ago
5
- Sherry S.
eye doctor's office
The ladies at the front desk are very polite and helpful. Doctor Jeffrey is a friendly guy; he is passionate about his work.
2 months ago
5
- James W.
eye doctor's office
Great Doctor of Optometry. Knowledgeable, personable. Office Team very customer friendly. My appointment was close to noon so one of the office team was out for her lunch break-The young lady who also assists with the optical department and the equipment portion of the exam-(the preliminary stuff) handled the front desk with the incoming patients, the phones, and greeting etc. until the other young lady returned. The Optometrist did my eye photos and measurements himself as his assistant really could not leave her post while flying solo— to perform them at my particular appointment time. There’s a wide range of lenses and eyeglass frames to choose from. They are a little on the high side compared to discount stores but they do have several selections that start at $139 for the frames and they have many options on the lenses so you can get the very highest grade carbon lenses or you can choose something a little less costly. They do take many insurances and they do file them for you so that’s a huge benefit. I’ll be going to pick up my new glasses in about a week and I’ll follow up at that point. If you have any medical issues they also will take you and see you for those and they will bill your insurance on the medical side and they do accept Medicare-.I will clarify but I’m sure that diabetics would be covered under Medicare for their services. To reiterate, Dr Yanker was very personable and took quite a bit of time with me. .
3 months ago
4
- Susan W.
eye doctor's office
Dr. Yonker is fantastic and so welcoming! Would recommend to everyone!
3 months ago
5
- Coach A.
eye doctor's office
Quick and efficient- I felt welcomed by the whole team- Mallory, Dr. Yonker and the lady that helped check me in and out of the office (I didn’t catch her name, unfortunately.)
3 months ago
5
- Caroline R.
eye doctor's office